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Tax-Optimized Planning Solutions

Third-Party Administrator

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Our Services

Advanced retirement planning, built around your business.

Tax-Optimized Planning Solutions, LLC is a specialized third-party administrator serving business owners, medical professionals, and consulting firms whose retirement planning needs have grown beyond what a conventional 401(k) can deliver. We design, implement, and administer advanced qualified retirement plans engineered to maximize tax efficiency and build meaningful retirement benefits for every employee.

What We Do

Four core capabilities. One integrated team.

Plan Design

Custom-built defined benefit, cash balance, and 401(k) profit-sharing structures designed around your tax position, your business, and your team.

Implementation

Full setup of your plan documents, accounts, and filings, coordinated with your advisor, CPA, and attorney.

Annual Administration

Ongoing recordkeeping, actuarial certifications, and government filings to keep your plan running smoothly year after year.

Compliance & Testing

All required nondiscrimination, coverage, and contribution-limit testing performed under IRS, DOL, and ERISA standards.
Plan Types

Plan types we specialize in.

Every business has different needs. Whether your goal is to maximize your own retirement savings, build meaningful benefits for your team, or balance both, we will recommend a structure suited to your situation.

01

Defined Benefit Plans

Designed for owners seeking the highest allowable contribution levels and predictable retirement income.

02

Cash Balance Plans

A modern hybrid structure that combines the benefits of a defined benefit plan with the flexibility business owners value.

03

401(k) & Profit-Sharing Plans

Traditional contribution-based plans, often integrated with a defined benefit component to create a complete retirement strategy.
How We Work

Three meetings. One clear path forward.

Our process is built to respect your time and produce clarity at every stage.

Step 01

Discovery

45 to 60 minutes

We learn about your business, your goals, and your current position.
Step 02

Strategy

60 to 75 minutes
We present a tailored plan and walk through the numbers together.
Step 03

Implementation

60 minutes
We execute everything required to bring your plan online.

From the first conversation to the day your plan goes live, you have one team working alongside you. We coordinate directly with your advisor, CPA, and attorney so nothing falls through the cracks.

Why Tax-Optimized Planning Solutions

Why business owners and advisors choose us.

Regulatory Compliance

Full IRS, DOL, and ERISA oversight on every plan we administer.

Actuarial Expertise

Credentialed actuarial work signed off on every plan we deliver.

Tax Optimization

Plan design calibrated to maximize allowable tax deductions and employer benefits.

Employee Retirement Security

Plans built to deliver meaningful retirement value to every participant, not just to ownership.

Built for Complexity

Most third-party administrators work from templates. We design every plan from the ground up, around the specific facts of your business.

Is This For You?

Is an advanced planright for you?

Our services are built for business owners and professionals who have already maxed out conventional retirement planning. If you recognize yourself in the points below, we should have a conversation.
  • You have a six-figure annual tax bill
  • You are already maxing out your 401(k)
  • Your business has consistent, predictable cash flow
  • You want to build meaningful retirement savings beyond what your current plan allows
  • You care about offering strong retirement benefits to your team

Let's start the conversation.

Every business is different, and every plan we design reflects that. Schedule a complimentary discovery conversation, and we will walk you through whether an advanced plan is the right fit for your business.
Schedule a Discovery Conversation
Call Us at 505-273-7702

Tax-Optimized Planning Solutions

A boutique third-party administrator specializing in advanced qualified retirement plan design for business owners with high tax burdens.

Site

  • Home
  • About
  • Our Team
  • Services

Connect

  • Contact
  • Disclosures
  • 505-273-7702
  • info@taxoptimizedsolutions.com

Headquarters

  • Albuquerque, New Mexico
  • Serving clients nationwide
© 2026 Tax-Optimized Planning Solutions, LLC. All rights reserved.

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